Most of us will go to our Primary Care Physician for an annual checkup. Have you ever done a checkup for your financial health? Our personal financial situation needs to be regularly checked and adjusted based on our life stages and the outside economy environment. It is as important as understanding our own physical health status. Our professional consultations are not only deal with complicated situations, but also simple questions such as how to buy the right insurances, how to save for retirement plans, or how to reduce tax. Book your first time FREE 1-hour consultation now!
Whether you are working on yours by yourself or with a professional financial planner, a financial plan is designed to help you make the best use of your money and achieve long-term financial goals, whether they are sending your children to college, buying a bigger home, leaving a legacy, or enjoying a retirement.
Most people feel that a financial planner is expensive and hard to communicate, so they would rather ask for help from internet, friends, families, or peers, most of who are not financial professionals. We are here to change the practice of financial planning. No asset requirement, no hard sale, no difficult to understand finance languages, everyone can seek answers for your financial issues. We want to be your closed friends who you can easily reach for help. We will discuss and work together with your individualized strategies including the following elements:
No matter what your priorities are, the plan should include a strategy for accumulating the retirement income that you need.
This includes a review of health, life, disability insurance, personal liability coverage, property and casualty coverage, and catastrophic coverage.
A customized plan based on specific investment objectives and a personal risk tolerance profile.
If you have children or other dependents who wish to pursue a college degree, you may want to help them to pay for it.
A strategy for minimizing taxes on personal income to the extent allowed by the tax code.
Arrangements for the benefit and protection of your heirs. Maximize your estate by reducing taxes and fees.